Cash Transactions

Typical Charges to Seller
- Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
- Abstracting Cost.
- Tax proration/Association(s) proration to date of closing (if applicable).
- Satisfaction of Liens, Special Assessments and Mortgages.
- Rental prorations (if applicable).
- Real Estate Commissions.
- Recording fees to clear title (i.e. Sat. of Mortgage: $10 for first page + $8.50 for each additional page).
- Municipal lien and tax search fees.
- Settlement fee/ Document Preparation fee.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
Typical Charges to Buyer
- Recording fees for Deed, Association Approval, etc. ($10 for first page + $8.50 for each additional page).
- Owners Title Insurance (at minimum promulgated rate).
- Prepaid maintenance or recreation fees (if applicable).
- Prepaid Homeowner’s/Flood Insurance (if applicable).
- Association Approval fee.
- Survey.
- Settlement fee and Abstract Cost.
- Rental prorations (if applicable).
- Tax prorations/Association(s) proration from date of closing (if applicable).
- Inspection fees/Document Preparation fee.
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
Conventional Mortgage
Typical Charges to Seller
- Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
- Abstracting cost.
- Real Estate Commissions.
- Payoff existing mortgage(s) and recording fee(s) for satisfaction of Mortgage(s).
- Tax proration/Association(s) proration to date of closing (if applicable).
- Settlement fee/Document Preparation fee.
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
Typical Charges to Buyer
- Recording fees for Deed, Association Approval, Mortgage ($10 for first page + $8.50 for each additional page of the document).
- Owners Title Insurance (at minimum promulgated rate).
- Loan origination and related lender charges.
- Doc. Stamps on Note (at $.35 per $100 of loan amount).
- Intangible Tax on Note ($.20 per $100 of loan amount).
- Simultaneous issuance of Lenders Title Insurance.
- Prepaid Homeowners/Flood Insurance (if applicable).
- Survey.
- Escrows (if required by lender).
- Tax proration/Association(s) proration from date of closing (if applicable).
- Inspection fees.
- Prepaid interest.
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
Mortgage Assumptions
Typical Charges to Seller
- Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
- Abstracting Cost.
- Tax proration/Association(s) proration from date of closing (if applicable).
- Real Estate Commissions.
- Interest proration (If applicable).
- Amount of assumed mortgage.
- Transfer fee and costs as per contract. Please check with the lender as they may require approval of the buyer, increase in the interest rate and assumption and approval fees.
- Settlement fee/Document Preparation fee.
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
Typical Charges to Buyer
- Mortgage transfer fee
- Existing Escrow balance.
- Prepaid interest (if applicable).
- Prepaid homeowners/flood insurance (if applicable).
- Prepaid maintenance or recreation fees (if applicable).
- Owners Title Insurance @ minimum promulgated rate.
- Doc. Stamps of principle balance (at $.35 per $100 of loan amount).
- Intangible Tax of Note ($.20 per $100 of loan amount).
- Association Approval Fee.
- Recording Fees for Deed, Condo Approval, etc. ($10 for first page + $8.50 for each additional page).
- Settlement fee/Document Preparation fee.
- Tax proration/Association(s) proration of date of closing (if applicable).
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.
FHA / VA Mortgage to Transaction Costs
Typical Charges to Seller
- Abstracting cost.
- Real Estate Commissions.
- Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
- Pay off existing mortgage(s). Recording fee(s) for satisfaction mortgage(s).
- Tax proration/Association(s) proration to date of closing (if applicable).
- Discount points (prevailing).
- Non-allowable buyer costs per FHA/VA.
- Settlement fee/Document Preparation fee.
- Municipal lien and tax search fees.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval
Typical Charges to Buyer
- Owners Title Insurance (at minimum promulgated rate).
- Simultaneous issuance of Lenders Title Insurance.
- Title endorsements ($25 each + Florida form @ 10% of Owners and Mortgagee Title Insurance premium).
- Settlement fee.
- Doc. Stamps on Note ($.35 per $100 of loan amount).
- Intangible tax ($.20 per $100 of loan amount).
- Recording fees for Mortgage and Deed.
- Survey.
- VA Funding Fee/Upfront Mortgage Insurance Premium.
- Tax proration from date of closing (if applicable).
- Inspection fees (if applicable).
- Prorations of Maintenance fees and services contracts.
- Escrows (if required by lender).
- Association Approval Fee(s).
- Municipal lien and tax search fees.
- Loan origination and related lender charges.
- Electronic Recording fees *most original documents never leave our office for recording.
- File Scan/Storage/Retrieval.